Finance that worksacross borders.

Manage your finances with proper context and full clarity

We provide accurate, compliant, and advanced financial solutions for growing businesses across the UAE, UK, and Bangladesh.

Your finance team, backed by global expertise

Core Accounting

Bookkeeping & accounting outsourcing, Management reporting (MIS), Year-end closing & reporting support.

Accounts & Payroll Operations

Accounts payable management, Accounts receivable management, Payroll processing & HR finance support.

Asset & Inventory Management

Fixed asset & depreciation management, Inventory & COGS tracking.

Financial Planning & Analysis

Cash flow forecasting & budgeting.

Financial Planning & Performance

Financial strategy & long-term planning, Budgeting & financial forecasting, KPI design & performance dash-boarding.

Cash Flow & Cost Optimization

Cash flow management & optimization, Cost control engineering & margin optimization, Financial reporting insights & analysis.

Capital, Growth, & Exit Advisory

Fundraising & investor readiness support, Business valuation & exit planning.

Governance & Global Finance

Accounting oversight & internal controls, International expansion, & cross-border finance support.

Financial System & Process Automation

Cloud-based systems, automate invoicing, reporting, and approvals.

Software Implementation

End-to-end setup and configuration of accounting platforms.

Data Migration

Secure data migration to ensure smooth transition from legacy tools to modern cloud-based finance systems.

Third-party Application Integration

Integrating CRMs, payroll, inventory, POS, and eCommerce tools to ensure seamless data flow and improve accuracy.

Tax Advisory & Compliance Services

From filings and audits to disputes and advisory, every requirement is handled with accuracy, clarity, and regulatory alignment.

VAT Planning & Advisory Services

VAT processes are simplified through proper planning, documentation, and compliance support.

RJSC and BIDA Services

Full compliance with RJSC requirements, foreign investment processes are streamlined through proper documentation, approvals, and reporting.

Business Certifications & Licensing Support

Covers trade licenses, IRC/ERC, trademarks, and regulatory registrations, ensuring uninterrupted business continuity.

Values we live by to keep your numbers at check

Four core principles that guide every engagement, decision, and partnership.

01
Clarity

We turn complex financial information into clear insights, helping you make confident decisions.

01
03
Reliability

Consistent guidance, accurate reporting, and dependable processes you can count on every day.

03
02
Agility

Responsive support and adaptable solutions designed for businesses that never stand still.

02
04
Simplicity

Finance shouldn't feel overwhelming. We keep processes straightforward, efficient, and coherent.

04
01
Clarity

We turn complex financial information into clear insights, helping you make confident decisions.

01
02
Agility

Responsive support and adaptable solutions designed for businesses that never stand still.

02
03
Reliability

Consistent guidance, accurate reporting, and dependable processes you can count on every day.

03
04
Simplicity

Finance shouldn't feel overwhelming. We keep processes straightforward, efficient, and coherent.

04

Better visibility,
Cleaner systems,
Smarter decisions.

Three markets, one trusted partner

Guiding businesses across three different markets with dedicated service teams, regional compliance insights, and in-country expertise.

🇦🇪 UAE
Primary operations
Cleaning up messy, error-prone books
Real-time cash flow visibility
Investor-ready financials and valuations
Cost and margin control
Stress-free, audit-ready year-end
🇬🇧 UK & Europe
European presence
HMRC and MTD compliance ease
Fixes late collections, cash gaps
Payroll, pension, PAYE/NI compliance
Clear long-term financial roadmap
Smooth overseas expansion support
🇧🇩 Bangladesh
Back office & compliance hub
Accurate tax, VAT, TDS filing
Company incorporation made simple
Foreign investment reporting
Tax/VAT dispute and audit defense
Building scalable financial infrastructure

Good numbers help build great business decisions

With the right structure, the right tools, and the right thinking behind it, your finances stop being a problem, and start becoming an advantage.

01
Hours saved per month through automation and streamlined processes
40
+
02
Markets with full regulatory expertise: UAE, UK, Bangladesh
3
03
Finance coverage from bookkeeping to strategic CFO advisory
360
°

What businesses say about working with us

1 / 5

Client experiences

"We use Karifin & Co. for our day to day bookkeeping and reporting services and we have always found them to be efficient and helpful. Mr. Nasif has been an ever present figure always ensuring to solve all our problems. The staff are really approachable and always on hand to answer any queries no matter how small. We would highly recommend their service to others."

Athban Yousuf

Managing Director, Tastebud Limited

Over 15 years of finance leadership

Karifin brings together chartered accountants, tax specialists, and finance strategists with deep regional expertise across UAE, UK, and Bangladesh. All in place to keep your finances running smoothly.

25
+
Finance professionals across three markets
15
+
Years of combined industry experience
ACCA
Chartered and certified accountants on the team
3
Countries, one unified service standard

Questions we hear often

  • What is finance outsourcing and how does it work?

    Outsourced accounting means hiring an external team to handle your bookkeeping, financial reporting, payroll, and compliance, instead of building an in-house finance department. At Karifin & Co., we become an extension of your team, using cloud platforms like Xero and QuickBooks to manage your finances remotely while you stay focused on running your business.

  • Is outsourcing my accounting safe and confidential?

    Yes. We follow strict data security protocols, use encrypted cloud-based accounting platforms, and ensure confidentiality agreements are in place with every client. Your financial data is handled with the same care and compliance standards as an in-house finance team, often with stronger controls.

  • How much does outsourced accounting cost compared to hiring in-house?

    Outsourcing typically costs significantly less than hiring a full in-house finance team, since you avoid salaries, benefits, training, and software costs for multiple roles. Pricing depends on your business size and the services you need. From basic bookkeeping to full virtual CFO support.

  • Can a virtual CFO really help a small business or startup?

    Absolutely. A virtual CFO gives startups and SMEs access to senior financial strategy: budgeting, forecasting, fundraising support, and cash flow management, without the cost of a full-time executive hire. It's especially valuable when preparing for investment rounds or scaling into new markets.

  • What accounting softwares do you work with?

    We work primarily with Xero and QuickBooks, both of which are cloud-based, real-time, and MTD-compliant for UK businesses. We also integrate these platforms with CRMs, inventory systems, POS, and payroll tools to give you a fully connected financial setup.

Ready to transform your financial future?

A quick conversation can give you clarity on what your business actually needs. Reach out, learn how we can help, and decide for yourself if it's the right fit.

We typically reply within one business day.
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